The online application is fast, easy and unsecured. We make an assessment to grant conditional approval at time of application so there is no waiting around. Your customers will also get access to their funds within one business day (from receipt of signed contracts).1



NAB QuickBiz products are designed to give your customers added flexibility. They’re great for expansion, marketing drives, and added control over their cashflow.

NAB QuickBiz Loan

A lump sum to help with short-term funding and other business opportunities.

Fixed interest rate

upfront fee

  • Borrow between $5K-$100K in unsecured business finance.
  • No ongoing fees.
  • Fixed monthly principal and interest repayments for easier budgeting.
  • Flexible 12, 24 or 36-month loan terms.

Apply now, opens in a new window

Fast online application

NAB QuickBiz Overdraft

Enjoy the flexibility to help manage cash flow and unexpected payments.

variable rate on debit balance

service fee charged monthly

  • Borrow between $5K-$50K.
  • An extension of your customer’s business transaction account.
  • Access funds with a NAB Business Visa Debit Card.
  • No set monthly repayments - only pay interest on the outstanding debit balance.

Apply now, opens in a new window

Fast online application


Find out how we help you support your customer’s needs on the NAB Broker Small Business page, opens in a new window .

Getting started


Your customer is eligible to apply if they are:

  • a sole trader, a partnership with up to two partners, a company with up to five directors, or a trustee of an eligible trust
  • registered for GST, had a valid ABN/ACN for 12 months and turnover of at least $75K per year
  • over 18 years old and are an Australian citizen or permanent resident
  • able to provide 12 months of business financial data (must be exported from an accounting package).

Additional eligibility criteria applies. See our most current NAB QuickBiz Eligibility Criteria (PDF, 575kb), opens in a new window for details, and our What you need for a QuickBiz application (PDF 162kb), opens in a new window  checklist to ensure that you have all the information required. 


1. Choose a product
Depending on your customer’s needs choose between the NAB QuickBiz Loan or NAB QuickBiz Overdraft.

2. Complete the consent form
Get your customer to complete the privacy consent and payment of commission form.

3. Apply online
A fast and easy online application. See how quick the process is with the video to the left, or download our QuickBiz application guide (PDF 732kb), opens in a new window

4. Get an instant assessment
We can make an assessment to grant your customer conditional approval at time of application.

5. Sign documents
If approved, we’ll send you the documents for your customer to sign.

6. Receive finance
Your customer will receive finance within one business day of returning the signed documents. 1

How NAB QuickBiz can help


Helpful information for you and your customers

You may be required to provide financial information about your customer’s business as part of this application. Read more on our how to provide financial data page, opens in a new window .

NAB QuickBiz Loan

Interest is calculated daily on the remaining loan balance.

NAB QuickBiz Overdraft

Interest is calculated daily on the outstanding debit balance, and is charged on the last banking day of the month.

The NAB QuickBiz Loan is available as both a principal and interest loan for a 12, 24 or 36-month term (with monthly repayments). Your customer will be required to pay off the loan over the selected term.

The NAB QuickBiz Loan

No upfront or ongoing fees. An economic cost may apply if you choose to pay the loan off before the end date of the contract.

The NAB QuickBiz Overdraft

Has a service fee of 1.75% of the overdraft limit per annum and is charged monthly on the last banking day.

  • NAB QuickBiz Loan: fixed monthly principla and interest repayments
  • NAB QuickBiz Overdraft: no set monthly repayments

If your customer is conditionally approved, they'll have an opportunity to reduce the amount before finalising the contract. However, they won’t be able to increase the limit once conditionally approved.

Redraws aren't available on this loan. You can make extra payments but economic costs may apply.

You can apply as many times as you like. However, each time you complete an application your customer will undergo a credit reference check. Multiple credit checks may adversely affect their credit rating.

Existing business trancation accounts that are eligible to apply for a NAB QuickBiz Overdraft are the:

  • NAB Business Everyday Account 
  • NAB Business Interest Account 
  • NAB Farm Management Account
  • NAB Community Fee Saver Account.

Business and residential addresses must be in Australia. We're unable to process this application if any additional directors/partners or shareholders (holding 25% or more) have lived overseas in the past three years.

^ NAB QuickBiz Loan Fixed Rate Offer

  • The rate is available for new NAB QuickBiz Loans with fixed repayments over 12, 24, or 36 months
  • The NAB QuickBiz Loan is only available to approved NAB business customers. The loan must be used for business purposes only. All applications are subject to the NAB’s lending criteria and credit approval processes. Complete loan terms and conditions will be outlined in the letter of offer should your application be successful.

Information current as at 18 July 2021, and subject to change. Terms, conditions, fees, charges, lending and eligibility criteria apply and are available upon request or at For more information, log in to

NAB QuickBiz Loan and NAB QuickBiz Overdraft attract an upfront commission. To check the current commission rate, please log in to or talk to your NAB BDM. Please note commissions will be paid via your aggregator.

1Funds will be available the next business day from when we receive the completed contract via email.

These products are issued by National Australia Bank Ltd ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Copyright 2021.